Citibank credit card comes with a wide variety of credit cards, with zero annual fees. Citibank credit card makes financial transactions easier as per your convenience, and provides various options for you to choose from. When you have a credit card with you, there is no need to carry cash with you any longer.
Citibank credit card covers everything ranging from the shopping mall and the grocery markets, fuel, vacations and daily travels, theatre, and much more. It also comes with the option for you to check the monthly status of the credit card using internet banking. You can pay your due bills both online and offline using a vast range of options, choosing what seems the most convenient for you.
How to Apply for Citibank Credit Cards
There are two ways for you to apply for a Citibank credit card:
- Regular offline mode of application: If you are not so comfortable or confident with the online mode of application, you can easily apply for a credit card offline. You have to visit your nearest Citibank branch. Mention your interests and requirements, based on which the bank would let you know of your options. All you have to do is fill the application form at the branch office. Fill in your details such as name, income, birthdate, and other information as it is asked in the form. The criteria for eligibility is at the hands of the bank, and once you meet them, your application would be carried forward and soon you will find a credit card of your choice.
- Online mode of application: If the online mode is more convenient for you to access, what you first need to do is go to the official Citibank web portal. Select the tab that says “Credit Cards” which appears at the left of the screen. Once you have gone through the various credit cards that the bank provides, choose the one that fits in with your requirements. After selecting the card of your choice, proceed further and fill up the form for application. The following are the details that would be required:
- Email address
- Mobile number
- Your name
- D.O.B
- PAN card number
- Professional details
- Nationality
- Address
Once the online application procedure is completed, Citibank would be examining the credibility of all the provided information and details. Depending on the eligibility criteria as decided by the bank, you will be given a credit card of your choice.
Rewards on Citibank Credit Cards
There is a vast range of Citi credit card rewards that can be quite beneficial for the customers. Below are some of the features of the Citi credit card rewards for you to take a look at:
- One of the amazing Citi credit card rewards allows the customer to accumulate their reward points
- These reward points can later on be redeemed or used against a variety of options
- Citi credit card rewards allow you to use your accumulated points to enjoy options such as books, accessories and apparels, travels and hotels, and various other entertainment options.
- The points earned through the Citi credit card rewards do not expire ever. Therefore, you are free to use your rewards as you want.
Offers on Citibank Credit Cards
There are several Citi credit card offers and options for you to take a look at. The citi credit card has been designed in multiple forms keeping in mind the various kinds of requirements that the customers have. There are cards available for every kind of person that would suit the various kinds of personal needs that they might have. Some of the Citi credit card offers and options, thus, are:
- You may choose the Citi PremierMiles option if you are someone who loves to travel frequently. This particular Citi credit card offers complimentary services at the airport, insurance benefits for air-accidents, and has added air miles which can also be redeemed depending upon the available programs of the major airlines.
- A different kind of credit card known as the First Citizen is what would help you save money every time you go shopping. This particular Citi credit card offers great shopping deals for you.
- You may also choose the fuel Citi credit card or the cash-back card if you are looking for options to better your savings.
A credit card is simple to use and affordable, and comes with numerous benefits as well as offers. It would not only help you enhance the credit score, but also helps you save money and plan your finances in a different manner. Citibank has multiple credit cards for you to choose from, and have a good time thereafter managing your expenses easily and smoothly!